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Second DCA opinion on waiver of defense to bad faith claim

Submitted by Jessica Gregory on 17 Mar, 2026

In Chad Frisco and Monique Frisco v. State Farm Florida Insurance Company, Case No. 2D2024-0464 (Fla. 2d DCA Dec. 3, 2025), the Florida Second District Court of Appeal reversed a summary judgment entered in favor of State Farm Florida Insurance Company in a homeowners’…

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Homeowners’ Associations and Hurricane Protection Standards

Submitted by Melanie Barker on 11 Mar, 2026

Recent amendments to Florida law require homeowners’ associations to adopt specifications governing hurricane protection. While the statute imposes this obligation, it leaves significant discretion to associations regarding the content of those standards. Fla. Stat. § 720.3056(6) requires homeowners’ associations to adopt specifications for hurricane protection applicable to structures and…

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What is a Coblentz Agreement?

Submitted by Jessica Gregory on 17 Feb, 2026

A Coblentz agreement is a type of settlement recognized under Florida law that allows an insured person or business to resolve a legal claim when their insurance company has wrongfully refused to defend them. The name comes from the 1969 federal case…

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